Techniques for using money "Songkran" without fear of shock Survive until the end of the month
Songkran is a festival that many people wait for because it is a long holiday where you can relax from studying and working and spend time with your family fully. But during the festival season, it can also be a time where you have to spend money on many activities, whether it be travel, gifts, or to reward yourself. "Bank Finance" We have collected techniques for money management during Songkran. So that everyone can spend money with peace of mind. Don't be afraid of shock. And there is still enough money left to use until the end of the month.
During the festival
- Set a budget before using And force yourself to think before spending.
- Choose activities that need to be done before you want to do them. to arrange in order of importance first
- Summarize the spending of money on each activity and follow the plan carefully. In order not to let the budget escalate and cause trouble in the future.
After the festival
- Summary of expenses. Calculate the remaining balance. Estimate from the remaining balance in the account. Then calculate the daily average to control the money in your pocket.
- Reduce unnecessary expenses After calculating the remaining funds, unnecessary expenses must be eliminated as well. In order to save money and if there is still money left, it can be used to save again.
- Look for promotions at the end of the month. It's another way to help reduce costs.
- Cook your own food This will make it possible to divide the proportion and amount of food eaten appropriately.
- Use your special privileges or accumulated points. Whether it's a credit card from each bank, a mobile phone company, or a delivery application. that has both special privileges and accumulated points that can be exchanged for discounts as well
Source: Stock Exchange of Thailand (SET), National Credit Bureau Company Limited (NCB)
