iBank gives a "New Year's gift" package of financial measures.
Dr. Thaweelap Rittapirom, Director and Manager Islamic Bank of Thailand Revealed that during the New Year festival that is approaching The bank is aware of the financial burden on customers who have to spend during the said festival. The bank has therefore issued financial assistance measures to customers to help ease their financial burden. Both individual and business customer groups. In addition, there are measures to help customers who are overdue for more than 90 days, which are individual customers and SMEs business customers. Details of the New Year gift measures for 2567 are as follows.
Individual customers include individual customers who live and work in the 5 southern border provinces. who wish to refinance their housing, credit cards, or personal loans from other financial institutions The bank provides a credit limit of up to 20 million baht, with installments up to 35 years, and in cases where the customer wishes to apply for a loan for housing construction and wants to purchase land for housing construction. The bank will provide a credit line for purchasing land up to 80% of the appraised value. and provide a credit limit for construction up to 100% of the appraised value of the construction plans. You will receive special rights. Free full collateral appraisal fee in all cases.
Business customer groups include juristic persons or individuals with establishments. or there are investment projects in the five southern border provinces Have a normal debt repayment history iBank customers receive the right to suspend principal payments. Pay only profits for a maximum of 6 months and can extend the repayment period no longer than the period requested for suspension of payment. By determining the original profit rate As for new customers Apply for a loan for a specified period of time and receive the right to waive contract preparation fees.
These two groups of customers can apply for loans from today, 2 January 1 to 2567 February 29.
As for the group of customers who are overdue for more than 90 days (NPFs), both individuals Types of consumer loans with collateral Multi-purpose loan without collateral And SMEs with credit lines not exceeding 20 million baht receive 4 debt restructuring measures as follows:
- Pay installments of more than 120% of monthly profits. (50% principal payment cut: 50% profit)
- Pay installments 100% of monthly profits. (Payment of principal 40% : profit 60%)
- Pay installments of 75% of monthly profits. (Whole profit is deducted)
- Close the account, pay 100% principal + pay profits as determined by the bank.
Interested customers can contact and inquire at any iBank branch near their home. From 1 January 2567 to 29 February 2567 or ask for more information at the ibank Contact Center, call 1302, or chat via Messenger @ibank.th and LINE @ibank 24 hours a day.”
