Thai Life Insurance Received AAA financial credit rating from Fitch Ratings.

Thai Life Insurance Maintains domestic financial strength rating at AAA, stable outlook from Fitch Ratings, strong operating performance Able to hold second place in market share There are comprehensive distribution channels. and stable investment

Mrs. Warang Chaiyawan Director and Deputy Chief Executive Officer Thai Life Insurance Public Company Limited or TLI revealed that in 2567 Global financial rating agency Fitch Ratings has announced Thai Life Insurance's Insurer Financial Strength Rating (IFS Rating) at 'A-' and its financial strength rating. Domestic (National IFS Rating) at 'AAA(tha)' with a stable outlook.

Fitch has assessed the company's operating structure. is at a strong level Compared to other life insurance companies in Thailand which is considered from the efficiency of business operations Having a strong alliance and being an organization with transparency in corporate governance

Mrs. Warang said that Thai Life Assurance is the second largest life insurance company in the country. As of December 31, 2566, its market share based on total written premiums was 14%.

At the same time the company There are a variety of life insurance products. Both life insurance Savings insurance, health insurance, and investment-linked insurance Including having strong and comprehensive product distribution channels. both life insurance agents commercial bank and various business partners

The company's total life insurance premiums in 2566 will come from agent channels, 72%, commercial banks and alliance channels, 21%, and other channels, 7%.

The company has a capital fund level that must be maintained by law as of December 31, 2566 at 398%, which is higher than the threshold set by the Office of the Insurance Commission (OIC) at 140%. Evaluated with Fitch's Prism Model from financial data as of the third quarter of 3, the company still has a strong capital position above the level. “Very strong.”

In terms of operations, the company continues to focus on products that can generate good profits in the long term. and is not sensitive to changes in interest rates This will help maintain the company's profitability. The net profit to equity ratio (ROE) as of the 3rd quarter of 2566 was 11%, which has improved slightly compared to the 3-year average (2564 - as of the 3rd quarter of 2566).

By the Company's ability to make profits This comes from selling products that generate good new business value (VONB Margin) and reducing the proportion of sales of savings insurance products that guarantee high returns. Including effective product price adjustment strategies

At the same time the company Stable investment performance With a rate of return on investment higher than 3%, the Company's investment proportion There is still a good level of liquidity as of September 30, 2566, with investment proportions in debt instruments representing 82% of the total investment portfolio. Most of which are bonds that are rated as investment grade internationally or nationally. and investing in equity instruments and investment units with good risk diversification The proportion is 11%, similar to 2565.

“The company is committed to improving efficiency in all aspects of operations. Including developing products and services that can meet the diverse needs of individual insureds. According to the policy that aims to be the answer to every life insurance issue. along with creating financial stability and good corporate governance. To be able to take care of the insured according to the policy contract Including building confidence among shareholders.”