Life insurance for the elderly...make it worth it.
Did you know that for senior citizens who are 50 years old, it is still not too late to plan for life insurance for themselves? Or as an inheritance for your children and grandchildren? Because now life insurance has many forms to choose from. It also meets more individual needs.
Whether it is to get life insurance as an inheritance Insurance for saving money Pension insurance for living after retirement. Unit Link Insurance to create wealth and receive high returns. which no matter what type Insurance premiums paid are also eligible for tax deduction.
Currently, “Life Insurance for Senior Citizens” has been developed to allow seniors to access life insurance more easily. The details are as follows:
1. The insured person must be 50 years of age or older. The maximum age of the insured may be set to not exceed 70-75 years.
2. Provides primary protection in the event of death.
3. Some types of life insurance can purchase additional contracts. For example
3.1 Accident supplementary contract that provides protection in the event of accidental death or reimbursement for medical expenses in the case of injury from an accident
3.2 Additional health contract that provides protection in case of illness and health problems or serious disease Or it may be in the form of daily compensation payments in the case of hospital stay. Depending on the case as specified in the life insurance policy.
4. Can be purchased under the company's life insurance criteria, as the case may be. Including having to have a health examination or not having to have a health examination but having to answer health questions or both not having to have a health examination and not having to answer health questions.
5. Life insurance type that does not include a health examination There will be a condition that if you die within the first 2 years of getting life insurance The company will pay the same amount as the premium already received. Plus returns at the rate of 2-5%, depending on the company. To prove that the insured does not have any disease. Before getting life insurance And if the insured Death in the 3rd year onwards will receive the full amount according to the insured amount specified in the contract.
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