The Bank of Thailand warns that "selling electricity bills" in exchange for cash risks financial danger. I repeat, I don't support it, I shouldn't do it.

In the case of “finding someone to pay the electricity bill” or “selling the electricity bill” through using the credit limit available through the shopping platform The Bank of Thailand warns of the risk of financial harm if it is manipulated. and may be a channel for criminals

On April 30, 67 Mr. Chitkasem Phonpraphan Senior Director Financial Services Protection and Inspection Department ธนาคาร แห่ งประเทศไทย revealed that The bill owner is at risk even after receiving the cash. But if the platform's debtors do not actually pay their electricity bills, they risk having their water and electricity cut off.

“It is a risky matter. The BoT does not support it and should not do it. As for the operators, they are reminded under supervision that they must take care of their own risks. In this case, if more debtors use this method, it may become a risk. and may be a channel for criminals Or if there is a distortion, it can be a form of financial disaster.”

Mr. Chitkasem also said that he had already talked with the loan servicer on the matter. which provides digital personal loan services that utility payment transactions are possible and do not violate the objective It does not violate the rules because it is the decision of the debtor who has a credit limit with the platform. As for the owners of the electricity bills, they agree and receive mutual benefits. But it is a risky method and the BoT does not support it.