Tris Rating Affirms GH Bank's Credit Rating at AAA for 5th Consecutive Year, Stable Outlook

Tris Rating Affirms GH Bank's Credit Rating at AAA for 5th Consecutive Year, Stable Outlook, Reinforcing Strong Financial Position and Leadership in Housing Loans

December 17, 2567 Government Housing Bank (GHB) reveal TRIS Rating announces the bank's corporate credit rating for 2567, maintaining the corporate credit rating at AAA for the 5th consecutive year. And the Bank's credit rating outlook remains stable, reinforcing the strength of its financial position and its leadership in housing loans.

Mr. Kamonpop Weerapala, Managing Director Government Housing Bank It was revealed that TRIS Rating, a credit rating agency with international credibility, has announced the corporate credit rating of GH Bank in 2567, maintaining the bank's corporate credit rating at "AAA" for the fifth consecutive year and a credit rating outlook at "A". “Constant” (Stable) Reinforces the status of a state financial institution with strong, stable and secure financial status.

Throughout the period of more than 71 years, we have carried out our mission. “Make Thai people have a home” It has continuously provided more than 4.6 million families with their own homes. It is a financial institution that plays an important role in implementing government and Ministry of Finance policies and is an important mechanism to help reduce social inequality and improve people's quality of life through having appropriate housing.

As of September 30, 2567, the Bank had total outstanding housing loans of 1.75 trillion baht, with a market share of 34.9% or one-third of the total housing loans in the system. The Bank is therefore considered a financial institution that is the leader in the housing loan market in the country. Meanwhile, total assets are worth more than 1 trillion baht and the capital adequacy ratio (BIS ratio) is at 3%, which is higher than the Bank of Thailand's criteria of 1.8%.

At the same time, the bank also places importance on helping "Keeping the home for Thai people" Along with the implementation of government policy by organizing a household debt resolution and mediation fair, including measures to resolve household debt problems to help customers in the special monitoring (SM) group and NPL customers who have been affected by income and are unable to make regular installment payments, to come in and negotiate debt restructuring, enabling the bank's customers to keep their homes.

Therefore, TRIS Rating’s affirmation of the bank’s credit rating this time reaffirms the bank’s strong financial position, ready to drive the bank’s mission towards the goal of becoming a bank with stable and sustainable growth.

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