Use things to their worth, which means saving.

No matter how the day, month, year changes I am still an expert on this column, as usual, starting this article with:

I'm not a financial guru, life coach or anything.

Just a former person working in the financial industry. Working with the private sector who has the belief that We need to be financially ready. When the day comes that we don't have a salary. or regular income or there is a necessary situation

Wishing a Happy New Year 2567 to all readers. I believe everyone is thinking similarly, reviewing the old year that is about to pass. and look forward with hope to lead a life for yourself and your family Towards better things, I would like to wish everyone to do as their hearts desire.

But in our lives we must be ready to face uncertainty... and it is a well-known fact that The way to prepare for uncertainty is to be prepared. to cope with it

saving money Be prepared at the appropriate level. When it's necessary It's probably a form of preparation for dealing with that uncertainty.

Many people told me that Write an article like this, the new generation won't read it. It's okay. I would like to serve the elderly people. who believe in the Japanese concept of ikigai, about waking up every morning Think about doing something for others according to your power. Tell me your thoughts. That doesn't use criticism. Teach and boast in the hope that if someone Whether it's the new generation or the old I saw that it was useful. I'm happy now.

People who haven't thought about saving money yet Probably not just the new generation. A generation older than half the people Maybe you still don't think about keeping it. Even if I'm ready to do it, I probably will, but it's his life.

I would like to invite you to talk today because I think it's time for the end of the year? Crossing the New Year People often think of giving gifts to others as a tradition and …….. giving something to yourself as a reward.

And also believe that next year's promotion 1.1. of each camp will not matter. It will be a blue house, an orange house, a red house, a TT house, etc.. and the promotion model is still ready. Surrounding and arresting your spending everywhere.

I wouldn't be able to say that buying things that please yourself is not a good idea. Let's save money. Instead, I think it's a good thing. I'm delighted and satisfied that people will reward themselves for working hard for a year. ………if the reward is appropriate to each person's financial strength

Because I used to be like that. Reward yourself like Never looked around me. Are the things we already have worth using?

We may have shoes Dozens of couples or more. which I honestly believe that We didn't wear them until they were ruined, every pair was worth it. Some couples may even forget that they exist.

I have overheard young women complaining that when they go to an event, they don't have anything to wear. And then your boyfriend or husband will say that your closet is full of clothes…..

There are many things that we have. Will it be worth it when It has served us in many dimensions.

but the word "good value" Each person's things are not the same.

Some people say that some things are bought for use. According to its duty, if you buy clothes, once you've paid for them, you have to wear them until they're worn out. This is called worthwhile.

But some people may have it.”love" of "like" I didn't buy it to use it, but to admire it. It's the kind of mental peace that I have. I just heard this From a younger friend who likes to ride big motorcycles. Said that some models of cars that are rare, limited edition or collectable items, people buy them and don't think about driving them at all. Look at it with admiration. which is like a millionaire and many super-rich people in our country who owns a luxury car Without thinking about taking it to move anywhere.....staying idle. It is worth his possession.

I'm a local person and would like to talk about value for money. What products have you purchased? It should be brought together in everyday life. It's an appropriate one.

I believe we all have cell phones. Let's say it's cheap and expensive. Various If you really take the purchase price Compared to using various functions that are the performance of the machine. that the manufacturer invented and recruited To be able to serve us may not be worth it, but when we think about it, we can use it to communicate with family, close people, use it in work, contact customers, urgent needs in daily life, etc. Thinking like this is worth it immediately.

Except some people make calls and receive incoming calls and take a few photos, that's all, but use the top model.....is it worth it or not....This one is just teasing.

I am a person who likes to ride a bicycle. Many years ago there was a lot of drama about the price of bicycles, cheap or expensive….. I didn't go with anyone. But personally, how expensive do you think it is if you already bought it? Have discipline in exercising regularly. Excellent health is worth it because some people take it seriously and stop traveling and stop drinking because they have to get up early and want to have enough energy.. This is far beyond the break-even point.

While some people have already bought Whether the bike is cheap or expensive, ride it and get a picture to show off to your friends with a caption. Good health isn't for sale. If you want it, you have to do it yourself. Once you post it, ride it once or twice and stop...hanging clothes out... No matter how cheap the bike is, it's not worth it.

If we try to apply this principle to various things that we buy around us.....that is, we don't emphasize that It must be used until it is completely destroyed to be called worthwhile, but it also means worthiness in other dimensions.

If you're honest with yourself We must have seen something. That doesn't belong means you've already bought it, put it in a pile there, or tucked it away until you forget you bought it.

Some friends say Opening the suitcase to find things from frantic shopping while traveling abroad. Because I didn't take it out, as the days passed, things like this came up and I forgot.

Products mentioned like this, I think we have the right to call for or investigate the word "difference". "good value" From ourselves

Only so....if you are looking for What do you give yourself for this new year? Think about it in reverse. Change the money you plan to buy into savings instead. How much? No need to pay out

Then he jumped back in, picked up the things, clothes, etc. that he had bought and were lying there in a pile. Pick it up and use it...or aim to reduce purchases but increase the use of existing items to their benefit. ...it's fun and reduces spending. Can be changed to savings as well.

May be dissatisfied with government policy Regarding reducing consumer spending, increasing the country's savings base is no less important. And it can be replaced as well.. helping the nation in another way as well…….Let's play big.

for some things that we have already bought You probably won't have the fortune to really use it. Do these 3 things and it will be worth it immediately.

• Give it to a relative, brother, sister or someone close to you. But ask him if he wants it or not. If he gets it and uses it, we will feel very good. I have an older brother who can wear clothes and shoes together. We can exchange things we like and don't like. It's worth it mentally when the other person takes it. use
• For sale in the online world There are many channels for selling. But I hope that Must get a price close to the purchase. Selling at a low price, I can't accept it. Think of a better selling price. That thing just lies there, taking up space in the house. The money earned is definitely better than wasted. But if anyone wants to pile it up Let's consider point 3.
• Give to foundations or organizations that accept donations. Like Wat Suan Kaew of Phra Achan Phayom, etc. I guarantee that things that are not useful to us are gone. It is definitely beneficial to others. In this way, it is mentally worthwhile.

In the end, I probably wouldn't interfere with happiness. In using someone's money I can only help everyone have appropriate savings. When it's necessary You're free to buy anything for yourself. Just bought it. Please don't think about doing the 3 things mentioned above.

#SaveMoneyplease

Happy New Year 2567

With thanks and best wishes to all readers from my heart.

Prapas Thongsuk