Give away 3 spells to overcome the crisis of the bear market.

This year is another difficult year for stock market investors because in just almost 3 months into the era “Trump 2.0” It made the world panic and raise big questions about the president. "Donald Trump" Is this causing the US stock bubble to burst…or not?

The impact of the US President's Trade War 2.0 measures has raised the temperature of global trade to a boiling point every day, while many countries have responded, especially "China" The world's second-largest superpower, which had been planning to defend for many years before, has now risen to breathe down the neck of the United States.

Making it even more "Trump" Committed to implementing the policy “American First” Any way to keep the US in the world for the long term, whether it's tariffs, immigration policy or government spending cuts.

Amid market concerns, investors have continued to sell off stocks around the world, reflecting their distrust of the US economy and its ability to continue. The question has returned: Will the US experience a recession? Some say: "Trump" They may not yet realize that they are leading the United States to defeat in a battle they themselves have started.

But how much did the stock market fall? But for President Donald Trump, he said that he didn't give much importance to the US stock market that fell so much. He said "I don't look at the stock market at all." This signals that his government may not intervene to help investors.

bank "Jerome Powell" The U.S. Federal Reserve (Fed) chairman said there was no urgent need to cut interest rates, but he may be pressured to address ongoing economic uncertainty and inflation that remains above its 2% target, as the world awaits answers from the Fed chairman at his latest meeting.

On March 18-19, the Federal Open Market Committee (FOMC) meeting voted to maintain the interest rate at 4.25%-4.50%.

As for the trend of the Fed's interest rate cuts during the rest of this year, many analysts expect the Fed to cut rates two more times during the rest of this year due to higher economic risks, mainly from various trade measures that will take effect in the second quarter and the layoffs of many US civil servants and many private sector employees. Previously, analysts had expected the Fed to cut rates only once late last year.

As both US stock markets begin to enter a state of “Adjust the base” And by the beginning of this year, the S&P 500 Index had already fallen by 7-8%, while the NASDAQ Index had fallen even more, by about 11-12%. Asian markets had also adjusted in the same direction, including the Thai stock market, which had the biggest drop in the world, with the SET Index down 16%, emphasizing the risk of uncertainty in the future.

The global stock market is collapsing. I believe everyone is feeling dizzy, especially long-term investors who have invested their savings, hoping that it will work to generate returns for retirement. But now, when you open your portfolio, it seems that there are more negatives than positives. What money do you have left? The important thing I want to tell you is that you should not panic. And I would like to warn you to sit on your hands tightly. Do not rush to sell, surrender, or cut your losses without having time to review your investment plan first.

However, the US stock market's previous bull run lasted for almost 16 years. Since 2009, the US economy has recovered from the long-term QE policy, driving the US economy back to good growth and the digital technology revolution and the advancement of AI, while interest rates have been at a record low for a long time. From 2009 to 2024, a total of 15.8 years, the S&P 500 index rose from 1,107 points to 6,093 points, the highest point, and gave a compound annual return of 11.44%, with very few stock drops, except during COVID-19 and after COVID, when the index fell only briefly. This bullish adjustment of the US stock market is considered a golden age in history.

Anyone who has been following me all along will always hear this sentence: “The stock market has its ups and downs, and it has its downs and ups.”

The US stock market is now starting to adjust. Whether it will really fall or not, we still have to monitor the world situation and various risks. If you are one of those who are feeling discouraged by the red portfolio, I recommend 3 things that you must do to cope with the current downtrend in the stock market:

1. Don't let your 'emotions' follow stock prices.
2. Review investment ideas and always follow stocks.
3. If you can't do it, don't say you can't. Find an expert to help fix your portfolio urgently.

For those who really want to be successful investors, the first thing you need to have is a good mindset, which is: “In the world of investment, it’s not High risk, High return, but High understanding, high return.” It will give you a head start on quality investing.

Even though you claim that you have already hired a fund manager or professional to manage your portfolio, in reality, the person who will take the best care of your money is “Owner of the money” Yes, you have to decide for yourself which assets to invest in at each time or situation, what are the risks and what are the returns. You have to find relevant knowledge from me and the professionals to use in making decisions.

For me, I have always loved reading because “Reading” It has a low cost and gives compound returns like interest. Knowing more makes you understand new things faster and better.

When I started learning, I chose to follow the world's best investors in the style that I liked. As for me, I have been an investor since I was young and have invested in many forms, from speculation to many losses, until I discovered the value investing approach, or VI. I chose to follow in the footsteps of my legendary VI idols, such as... “Warren Buffett” There are many investors around the world, including Thailand, who use the VI method as a good starting point, including myself who must admit that I have been successful as a VI investor.

If you want to be a good investor, you have to learn all the time. When the world changes, you have to adapt too. Today, the world is changing due to the driving force of AI that will create a new society in the long run. Amidst the uncertainty of the Trade War and Tech War that no one can control and cannot predict what will happen in the future, making investment volatile, which often comes with the stock market.

Grandpa Buffett has been involved with the stock market since he was a child until now, he is over 90 years old, has gone through many crises around the world, he is an influential investor that the world uses as a model and follows investment movements until today.

You must be wondering how Grandpa Buffett tolerates risk. Here's the answer.

1. Stick to your principles
2. Diversify your risk by investing only in things you understand.
3. Plan well and invest with peace of mind. Prepare reserve funds for damages.

Let's see. First of all Adherence to one's principles “Invest in cheap, quality products for future growth.” Grandpa is not an investor, but a business picker. For example, sometimes stocks fall because of news of war, but the business itself is not affected. It is a good time to buy good stocks at a reasonable price.

Grandpa always finds opportunities during crises, with the main principle that: “Be bold when others are fearful, and be fearful when others are bold.” Grandpa believed that the safest and most profitable way to invest was to buy when no one else wanted it. Grandpa Warren's secret may not be that he got the best returns in the market and didn't always make the right investments, but he invested since he was a child until he was over 90. When time passed, there were a few stocks that would make money, but don't be too naughty and sell them. Just stay long enough for time and interest to work, and you will see the returns grow.

Therefore, if you are a VI investor, you must remember that when the stock price drops due to bad news, keep your wits about you and analyze carefully whether what happened in the news affects the assets you hold or not, and how it affects them, or whether the stock price drop is just a trend following the market's emotions. If the situation returns to normal, the stock price will return to its own fundamentals. This is homework to review your investment portfolio to see how healthy it is.

The key to value investing is to find and seize opportunities when others are running away. In times when the market is dominated by fear, it may be the right time for you to be greedy. If you understand, stick to the principles, and believe enough, all of these will become a guidebook for you to invest courageously.

Secondly “Diversifying Risk” Invest only in things you understand because in the world of investment, "Ignorance" What you are doing is a risk.

If you don't see the world realistically, it's like judging something with a distorted perspective.

Therefore, you must keep learning all the time if you want to be a good investor. When the world changes, you must adapt with it.

Normally, the stock market moves in cycles, which according to Peter Lynch's Cocktail Party Theory is divided into 4 periods: period 1, the stock market falls; period 2, the stock market begins to rise; period 3, the market rises 30% from its lowest point; period 4, the stock market is hot and should be sold at this point.

The best period for investment is period 1-2, but you must be sure that the company you are going to invest in is an excellent company and is selling at a reasonable price. The smaller the company, the less interested it is and the lower the price than the fundamentals. It is recommended to grab it quickly. If you ask how many things you need to invest in to have the least loss, you should invest in 6-8 assets that do not fluctuate at the same time. This will reduce risk and give you a more stable return.

Thirdly Good planning will help you invest with peace of mind. You must prepare a reserve fund for losses because you can sleep well when there is volatility.

The principle of life is to reduce regrets to the least amount possible.

I suggest you ask yourself a simple question: Will you regret not doing this in 10 or 20 years? If the answer is yes, then do it with good planning. But if you don't think you will regret not doing it later, then do it from the beginning.

For example, if you are 30 years old and have a million baht, how should you invest it?

1. Work harder than anyone else
2. Stick to the principle of simplicity.
3. Investing is not enough to just buy, you must also be able to sell.
4. Luck also plays a part.
5. Focus on what is predictable
6. If you are stressed out from investing, you may be misinterpreting the problem, which needs to be quickly revised and improved. You also need professional advice and you need to study the principles of investing in the right direction in the right assets.

I believe that if you make a good investment plan, it will help you sleep soundly at night and wake up in the morning with peace of mind.

This is what global investors have in common "information" It will be useless if you don't use it for important things, or you might forget about it before you have a chance to use it.

Before planning your investment, you need to manage your money allocation to make you feel comfortable and relaxed by dividing it into 3 parts.

1. Regular expenses: Those who pay the same amount every month.
2. Variable expenses: spend a lot, pay a lot; spend a little, pay a little.
3. Savings and investment expenses are considered idle money that is not planned to be used in the next 3-5 years.

People who want to invest should have “Emergency reserve fund” First, make sure that your income is at least 3 to 6 times your regular expenses, and accept the variability of the main risks, which are:

1. Risks that affect the entire market, especially during crises, affect everyone. A good way to help is to diversify your investments (asset allocation).
2. The risk that affects specific areas, which some people gain and some people lose, can be solved by following the news and adjusting the investment portfolio.

But in any case, the real risk is what you don't know. In the short term, the stock market is a voting machine, but in the long term, it is a weighing machine.

The best investment is to invest in what you understand. If you get dividends, continue investing. If you are not yet retired, for example, if you get dividends of 10% per year, if you continue investing for a total of ten years, your portfolio will grow 2.4 times. But if you do not compound, it will grow only 1.6 times.

Holding down stocks In the long run, holding down stocks without selling them will return to profit and yield higher returns than buying and selling because very few people can catch the market's timing.

If your portfolio is red and you can’t decide whether to hold on or stop, I recommend that you focus on what you can control: “Know when to hold on and when to sell.”

Therefore, keeping a record of your investments will help a lot. Because when you look back and review, you will know why you made that decision in the past. And you should set your own trading rules so that you don't have to waste time thinking. When the time comes to make a decision, it will help reduce the use of emotions. Just flip to the rules you have set and do them. But you have to review the rules often to see if they are still effective.

I believe that if you adhere to investment principles and have a good investment plan, your portfolio will overcome all volatility and grow well in the long term.