Insurance recommends checking the policy before making a claim for an earthquake.
The Thai General Insurance Association and the general insurance business sector are ready to take care of policyholders in the event of an earthquake.
Following the earthquake that occurred with its epicenter in Myanmar, measuring 8.2 on the Richter scale and measuring 10 kilometers deep on March 28, 2568 at 13.20:XNUMX p.m., causing tremors in many areas across Thailand, including the northern and central regions, including Bangkok.
Thai General Insurance Association We have been closely monitoring the situation and would like to express our concern to policyholders and the general public, and recommend that you prepare for the earthquake that may occur.
The insured in the earthquake-affected area should check their insurance policy to see if it covers earthquake damage. If it does, they should immediately notify the insurance company of the damage for the benefit of rapid compensation. Insurance policies that provide coverage for earthquakes include:
- Car insurance policies provide coverage for damages from earthquakes only for Type 1 car insurance policies or Type 2+ / 3+ policies (only policies that extend coverage for damages from natural disasters)
- Home fire insurance policies provide coverage for damage caused by earthquakes.
- Fire insurance policies will provide coverage for damages from earthquakes only for policies that have purchased additional earthquake coverage.
- Industrial All Risk (IAR) insurance policies provide coverage for damages caused by earthquakes.
- Construction Contract Work Insurance (CWI) provides coverage for damages caused by earthquakes.
The association has a coordination center between insurance companies and the public to help policyholders affected by various disasters to facilitate claims for compensation, check information in case of lost policies, or coverage details via online media on the Thai General Insurance Association Facebook page, as well as continuously publicize the hotline numbers of all insurance companies to the public.
As natural disasters are inevitable and earthquakes are a risk that is becoming more apparent, when they occur they cause widespread damage, but the suffering can be alleviated by purchasing insurance to help ease the financial burden.
Before deciding to purchase, you should study the coverage conditions and details of exceptions in the insurance policy to understand them in order to receive coverage that is most consistent with the risks.
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