TISCO Bank expands its Friends for Well-Being program.

This seminar reflects a shift in wealth management direction that goes beyond simply generating financial returns, moving towards comprehensive client care in the era of an aging society. This aligns with TISCO Bank's commitment to being a leader in top holistic wealth advisory, providing clients with investment advice, insurance planning, retirement planning, and healthcare. This is achieved through in-depth economic and investment analysis, coupled with the selection of products tailored to each stage of life, and health expertise from specialized medical professionals who are partners with the bank.

Currently, TISCO Bank collaborates with three medical faculties: Chulalongkorn University Faculty of Medicine, Siriraj Hospital Faculty of Medicine, Mahidol University, and Ramathibodi Hospital Faculty of Medicine, Mahidol University, as well as leading private hospitals, 14 asset management companies, and 10 insurance companies. This partnership, under the Friends for Well-Being project, provides advice and benefits covering finance, health, and lifestyle, ensuring continuous care for customers throughout their lifecycle and elevating retirement planning from a financial perspective to long-term health and quality of life preparation.

The panel discussion, 'Beyond Opportunities: Investment Leaders' Insights,' featured senior executives from four asset management companies who shared their investment perspectives for 2026.

Mr. Wana Poolphon Chief Executive Officer, UOB Asset Management (Thailand) Co., Ltd. The perspective is that "In 2026, US stocks will still be attractive investments due to two factors: Firstly, the US economy is expected to remain positive, driven by strong corporate earnings. US companies are likely to be one of the few countries projecting GDP growth better than last year, with a projected growth of 2.2% this year, up from 2.1%. Even though the US stock market has risen considerably by around 15-17%, it remains attractive due to improving unemployment rates, boosted consumption, and US fiscal policies that inject additional funds into the economy, reducing tax burdens on citizens and increasing social welfare benefits. Furthermore, lower interest rates support continued US economic expansion and are reflected in sustained corporate earnings growth. In addition, companies are accelerating the adoption of technology and AI to increase efficiency and reduce production costs, contributing to continued profit growth."

sideMr. Thanachot Rungsitthiwat The Managing Director of MFC Asset Management Public Company Limited stated, “In 2026, Indian stocks are not to be overlooked, as they are one of the fastest-growing economies in the world and will become the world's fourth-largest economy, surpassing Japan. India's GDP is projected to reach 7.5% by 2026. It benefits from structural advantages such as a large and pro-working-age population, a domestically reliant economy, and a high-quality and stable capital market with a Return on Equity (ROE) of 16%, higher than the Vietnamese and Chinese stock markets. The Indian stock market is also the fourth largest in the world. Furthermore, Indian stocks offer investment opportunities at attractive price levels, while growth prospects remain strong. Compared to China, Vietnam, and other emerging markets, India's stock prices are still closest to their historical averages. A P/E ratio of 19x, which has been around for over 20 years, reflects the strong performance and growth potential, making Indian stocks very attractive.”

while Ms. Darabut Papaporn The Managing Director of Eastspring Asset Management (Thailand) Co., Ltd. shared his perspective on investing in the technology and AI sector, stating, "By 2026, the transition will shift from training AI to finding answers using AI. This will lead to the development of specialized chips and high-speed, high-grade memory—like a 16-lane superhighway capable of transmitting massive amounts of data in mere fractions of a second. Chip and hardware manufacturers will begin diversifying their investments into these specialized chips. At the same time, those who benefit from AI's cost reduction will create new revenue streams. AI will no longer be limited to software but will also encompass various industries, including energy and financial platforms, among others."

And because of these changes, one reason why large-cap technology stocks may not be the best representatives to benefit from AI is that investors must choose the winners from the losers. The AI ​​landscape will extend far beyond the typical tech sector, extending to investments in power infrastructure and cooling systems. Currently, AI data centers use tens of times more power than before. The more power a chip uses, the more heat it generates, especially with newer chips. Therefore, cooling the heat generated by manufacturing new chips requires more advanced technology and higher power consumption.group Infra Tech These will be stocks to watch. The rising stars we see now are: Agentic AI  It won't just be about ordinary interaction, but about having the ability to manage organizational tasks and teach like a human."

side Mr. Saharat Chatsuwan The Managing Director of TISCO Asset Management Co., Ltd. stated that: "The biotech sector, a subsector of healthcare, primarily conducts drug research and trials. Upon successful completion of trials, revenue is generated from selling patents to pharmaceutical companies. Opportunities for biotech stocks are emerging from the Pharmaceutical Patent Cliff crisis. This is because patents belonging to most of the world's largest pharmaceutical companies are expiring within the next 4-5 years (by 2030), impacting revenues by over US$3 billion. This is especially true for drugs that treat difficult diseases, such as cancer, leading to significantly lower drug prices and impacting the profits of major pharmaceutical companies. As a result, they are forced to seek new drugs to drive growth, stimulating mergers and acquisitions. We are expected to see an increase in takeovers by 2025, accelerating in the last quarter of the year.

We believe there will be continued takeovers in the next 4-5 years, driving up the price of biotech stocks. Another factor making this sector attractive is the downward trend in interest rates, reducing the cost of financing drug trials. Biotech stocks are therefore becoming more appealing. Similarly, the advent of AI is accelerating drug research and testing from 10 years to 2-3 years, boosting revenue generation for biotech companies. The aging global population also increases the demand for pharmaceuticals.”  

The seminar session 'The Future of NCD Care TISCO Bank, in collaboration with partner public hospitals that are medical schools, is providing education about non-communicable diseases (NCDs), the leading cause of death in Thailand. We were honored to have... Prof. Nitsri Chanarong, M.D. Head of the Neuroscience Center and a specialist in neurology and stroke, Faculty of Medicine, Chulalongkorn University. Prof. Suradej Hongying, M.D. The Associate Dean for Special Affairs and Head of the Center of Excellence for Cell Therapy and Gene Therapy, Faculty of Medicine, Ramathibodi Hospital, Mahidol University, together with... Assoc. Prof. Dr. Parinya Sakiyalak Thoracic surgeons from the Faculty of Medicine Siriraj Hospital, Mahidol University, exchanged views on prevention and innovative treatments.

Furthermore, chronic non-communicable diseases have high treatment costs, especially cancer, cardiovascular disease, and stroke. With over 56% of elderly Thais having chronic or pre-existing conditions, health planning coupled with financial planning has become a crucial factor in preparing for retirement.

Furthermore, the event also received cooperation from partner organizations as “Friends for Well-being” of TISCO Bank, such as Samitivej Hospital and BDMS Wellness Clinic, along with BAUEN by SCG, providing an exclusive experience for customers throughout the evening.

The TISCO Exclusive Night event.Beyond Wealth & Well-being 2026' This reflects TISCO Bank's role in providing holistic retirement planning advice, systematically connecting financial and medical experts to address long-term wealth management challenges amidst an aging society and rising healthcare costs. The aim is to create financial security and a sustainable quality of life for customers of all ages.

Investors should understand the product characteristics, return conditions, and risks before making an investment decision. For more information or to request a prospectus, please contact any TISCO Bank branch or the TISCO Contact Center at 02-633-6000, press 2, then press 4.