BLA reported a total profit of 6,968 million baht in 68, a surge of 50%.

Bangkok Life Assurance announced its Q4 2025 operating results, reporting a net profit of 1,473 million baht, a 92% increase, driven by first-year premiums of 1,694 million baht. For 2025, the company projects first-year premiums of 8,107 million baht, a 15% growth, primarily driven by a 13% increase in the bank channel, a 13% increase in the agency channel, and a 44% increase in other channels. The company also announced its goals and direction for 2026, focusing on creating a difference in customer care by elevating all agents to become " Life Care Partners ," aiming to provide customers with a high quality of life throughout their lives.

Mr. Chon Sophonpanich, President and CEO of Bangkok Life Assurance Public Company Limited, revealed the operating results for the fourth quarter of 2025, stating that the company achieved a net profit of 1,473 million baht, or 0.86 baht per share, an increase of 707 million baht or 92 percent compared to the fourth quarter of 2024. This increase was driven by a 404 million baht increase in insurance performance and a 515 million baht increase in net investment income and financial expenses from insurance contracts.

The company projects a net profit of 6,968 million baht for 2568, equivalent to 4.08 baht per share, an increase of 2,334 million baht or 50 percent. This increase is driven by a rise in insurance performance of 887 million baht and a net increase in investment income and financial expenses from insurance contracts of 1,523 million baht.

In the fourth quarter, the company's first-year premium income totaled 1,694 million baht, a decrease of 16 percent from the same period in 2024, primarily due to a 21 percent decrease in first-year premium income through the banking channel.

The first-year premium income was derived from the bank channel at 58%, the agency channel at 31%, and other channels at 11%. Renewal premium income totaled 6,634 million baht, an increase of 3%.

For the year 2568, the company had first-year premium income of 8,107 million baht, growing by 15 percent, driven by a 13 percent increase in the bank channel, a 13 percent increase in the agency channel, and a 44 percent increase in other channels.

The first-year premium income was derived from the bank channel at 67%, the agency channel at 23%, and other channels at 10%. Renewal premium income totaled 26,652 million baht, a decrease of 4%. The company's total assets as of December 31, 2568, amounted to 315,973 million baht, an increase of 0.2% or 630 million baht compared to December 31, 2567.

Investment assets and cash equivalents accounted for 98 percent of total assets and represented a debt-to-insurance liability ratio of 120 percent.

Mr. Chon stated that by 2568, Bangkok Life Assurance will focus on creating sustainable growth while driving the organization to perform its duties with " care " for all stakeholders, aiming to become the number one life insurance company in terms of care ( The Most Caring Life Insurance Brand).

The company prioritizes holistic customer care throughout all stages of life, aiming to create positive experiences while promoting quality of life and long-term relationships. It implements activities and projects that concretely address the needs of customers and their families. By 2568, Bangkok Life Assurance aims for a Net Promoter Score (NPS) of 54%, reflecting its ability to effectively meet customer needs.

“With rapidly changing social conditions, demographic structures, and the environment, Thai society is increasingly prioritizing long-term quality of life, including health and sustainable life planning. ‘Longevity’ will become a key focus for everyone, and preparing for a longer life is essential this year.”

Bangkok Life Assurance announces its goal and direction in making a difference in care by elevating every agent to become a "Life Care Partner," meaning caring for customers' well-being throughout all stages of life, from today and forever. This is achieved through a commitment to supporting all life insurance agents and financial advisors with both knowledge and a positive attitude in becoming representatives of care, through the Life Care Partner training course.

"We are also enhancing skills and capabilities in various areas to prepare for and cope with the current situation and the future," Mr. Chon said.

The company also prioritizes good corporate governance, with "caring" as the core of its management practices. This reflects its commitment to conducting business transparently, fairly, and accountably, adhering to all relevant regulations both domestically and internationally. Furthermore, the company has established a code of ethics to raise awareness and reinforce the importance of strict adherence to these ethical principles.

In 2568, the company received the Corporate Governance Award in the ASEAN Asset Class PLCs category from the ASEAN Corporate Governance Scorecard (ACGS) program. Furthermore, it maintained a 5-star Corporate Governance Rating (CGR) and consistently received an AA rating from the SET ESG Ratings.

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