GHB reduces loan interest rates by up to 0.150% per year, effective March 4, 69.

GHB reduces MOR and MRR interest rates by up to 0.150% per year, effective March 4, 69.

On February 27, 2569, Dr. Mahatthana Ampornphisit, Managing Director of the Government Housing Bank (GHB), revealed that following the Monetary Policy Committee's (MPC) decision on February 25, 2569, to reduce the policy interest rate to 1.00% per year, GHB has adjusted its loan interest rates to help reduce the burden of monthly payments for customers.

• Interest rate for prime large customers, overdraft type (MOR) It stands at 5.850% per year.
• The interest rate for prime corporate loans, specifically the medium-term lending rate (MLR). It stands at 6.150% per year.
• Prime Retail Loan Rate (MRR) It stands at 6.145% per year.

Effective March 4, 2569, this reduction in lending interest rates will be part of an effort to stimulate housing purchases and build confidence in the real estate sector, ultimately benefiting the overall economy.

“GHB, as a leading state-owned specialized financial institution in housing loans with the mission of “making homeownership accessible to all Thais,” is committed to supporting customers in all situations. We have developed low-interest housing loan products to support all customer groups, especially low- and middle-income earners, as well as vulnerable groups, making homeownership easier. We also provide various debt restructuring measures to help customers retain their homes, under the concept of Beyond Housing Bank.”

Previously, the MOR interest rate was 6.000% per year, the MLR was 6.150% per year, and the MRR was 6.195% per year.

For more information, please contact GH Bank Call Center at 0-2645-9000 and follow the bank's news on all GH Bank Social Media channels.

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