The Treasurist investment concept through Treasurist Fund Port Pro.

The core concept of Fund Port Pro, which is the core concept of Treasurist, is an investment plan that focuses on comprehensive global asset allocation to create opportunities for good long-term returns. The key details are as follows:

1. The philosophy of portfolio management and investment allocation decision criteria of Fund Port Pro.
 1.1 The philosophy of "Global Asset Allocation" portfolio management.
Fund Port Pro is designed to be a truly comprehensive portfolio, not limited to stocks or bonds, but featuring a diverse mix of assets to reduce risk and maximize profit opportunities in all market conditions.

Example investment portfolio from Fund Port Pro.

The assets included in the portfolio are:

• Bond mutual funds: For stability and a safe haven for your money.
• Equity Mutual Funds: For generating capital growth.
• Technology Equity Funds: To generate capital growth through today's major global investment themes.
• Specialized Equity Funds (Adaptable to Various Investment Trends): To seek growth opportunities for capital beyond the core investment theme.
• Real estate investment trusts (REITs): For generating consistent income and diversifying risk.
• Commodity funds: such as gold, to hedge against inflation or economic crises.

1.2 Criteria for Deciding Investment Allocation (Life-stage vs. Suitability)
The proportion of assets invested will differ depending on the investor's risk level.

• Life-stage: Used to assess the length of time an investor can hold the asset.
• Suitability Test (Risk Assessment): Used to assess the ability to cope with psychological fluctuations.
• Special mechanism: If the results from these two criteria do not match, for example, if a young investor (higher life-stage) scores low on the assessment (low risk tolerance), the system may choose to use the higher age-based proportion to give the investor a higher chance of receiving a higher return in the long term, as they have more time to invest.

2. The investment management strategy model of Fund Port Pro.

 2.1 Strategic model chosen.

• Core Concept: Fund Port Pro isn't about buying and holding; it's about "setting the game" throughout the investment process. It utilizes a proactive approach driven by Mathematical Time-Series Analysis through Treasurist Fund Traffic Control.
• Flexibility: Investments don't need a fixed timeframe; they can be allowed to grow over the long term. When you need the money, you can adjust your holdings or sell at any time. If the market for that asset is in a downtrend, you can reduce your holdings to 0% (switching all assets to bonds to await a new investment opportunity). Conversely, if the asset is in an uptrend, you can increase your holdings to the maximum limit.
  The allocation adjustment may depend on the situation at each period. For example, during the conflict between the United States and Iran, Treasurer recommended shifting over 63% into bond funds, reducing the allocation to equity funds to only 27%, and investing the remaining 10% in other asset classes.
  However, when trends change to the point where it's possible to reinvest, Treasureist recommends shifting back into equity mutual funds by approximately 50%, reducing the allocation to bond mutual funds to only 35-40%, and the remaining 10-15% in other assets. This is to seek opportunities to generate returns, either by reinvesting fully in some asset classes or by exploring new opportunities in other assets as appropriate.
• Investment Timeframe: Focus on timing your buy and sell transactions in the "medium term" to ensure meaningful and timely portfolio adjustments, but avoid doing so too frequently to the point of day trading.

     2.2 Treasurist Fund Traffic Control

Socioeconomic time series patterns, such as a country's population over several years or industry sales over several quarters, often don't change randomly but follow trends (upward trends tend to continue; downward trends tend to continue). Time series patterns of security prices over several days, weeks, and months, resulting from socioeconomic factors, also exhibit trends. Therefore, mathematical calculations can be used to assess the continuity of trends: Is the upward trend still continuing? Is the downward trend still continuing? And importantly, when a reversal is occurring—a shift from a downward trend to an upward trend or vice versa—is happening.

Therefore, it can be said that Treasurist Fund Traffic Control is a tool that analyzes time-series data to determine "when to buy because it's an uptrend" or "when to sell to take a break" to reduce the risk of deep losses. It views trends as either upward or downward, not as predicting the exact point of rise or fall. The underlying principles are as follows:
Principles and additional explanations

Decisions to invest/delay investments based on Treasurist Fund Traffic Control trends, when analyzed retrospectively, will not lead to long-term winning strategies. In reality, investing is about "looking ahead" and "adapting to the situation."
A clear example is that if a world war or major pandemic occurs in the future, the overall investment trend would likely be sharply downward, with no clear future outlook (for instance, at the beginning of 2563, the world did not yet have a COVID-19 vaccine, and no one knew when that crisis would subside. But looking back, everything is clear because it has already happened and is over). Using advice from Treasurist Fund Traffic Control should help investors avoid severe losses in a timely manner and help them identify the right time to reinvest in the next period as well.

3. Efficiency and risk level of investment.
For clarity, the author presents the performance and risk levels of portfolio management under the Fund Port Pro concept as detailed below.

• Performance: Based on 1 year of performance data (ending June 22, 2569), the Fund Port Pro investment portfolio generated a return of +26.14%, which is the net return after deducting fees and other expenses.
• Risk Profile: Although this investment portfolio encompasses mutual funds with risk levels ranging from 1 to 8, the current average overall risk of the portfolio is 5.17, slightly lower than typical equity mutual funds (level 6). This is due to a portfolio allocation strategy that ensures the overall performance and risk of the investment plan align with market conditions at different times, resulting in a flexible and adaptable risk profile for the portfolio.

4. Applying Treasurist investment concepts to concepts in other series.
     4.1 Fund Port TEC (Investment portfolio of technology equity funds in key global sectors)

Core Concept: Focuses on investing in 8 key global technology equity funds, such as Robotics, Automation, AI, and Space Technology.

Strategy: This plan does not use life-stage criteria or suitability tests, but rather allocates resources based on industry importance and profit growth opportunities. For example, currently, AI is given approximately 35%, divided into software and hardware.

4.2 Fund Port GLO (Managed investment portfolio of equity mutual funds across country groups and individual countries worldwide)

• Core concept: Focus on diversifying stock investments based on geopolitics, groups of countries, or key individual countries.
• Strategy: Balance market size (e.g., the US market should have a heavier weight than Japan or Europe) and profit growth opportunities in each country.

4.3 Fund Port SAV (Investment portfolio of government and private sector bonds)

• Core concept: Designed to replace deposits, focusing on stability and reducing credit risk. It offers high liquidity, allowing redemption and payment within T+1, making it suitable for both short-term and long-term parking of funds.
• Strategy: Invest in government bonds, Bank of Thailand bonds, and high-quality corporate debt instruments, as well as money market funds.

 4.4 Fund Port COM (Managing investment portfolios of commodity funds and related business stocks)

• Core concept: Focus on investing in commodities, particularly gold, and shares of related businesses, such as rare earth mining.
• Strategy: Use a Traffic Control system for flexible allocation from 0-100%. If gold performs poorly, switch to other assets or bonds to park funds.

 4.5 Fund Port TAX (Managing a global mutual fund portfolio using tax-only funds)

• Core concept: The portfolio structure is similar to Fund Port Pro (global diversification), but uses tax-deductible funds (such as SSF/RMF) instead of regular funds.
• Strategy: Focus on long-term investments to comply with tax regulations. Avoid frequent portfolio adjustments, but still provide "game-changing" support when crucial opportunities arise.